FINANCIAL SERVICES
AIRMI is one of the leading independent risk management companies and as such recognizes the importance of planning, investing, and building a sound financial portfolio for personal and professional needs.
Over the years, clients have trusted AIRMI to design, research, and manage their investment portfolios, both personal and corporate, all of which are underwritten by leading insurance and investment carriers, minimally rated excellent/A- by A.M. Best and strong/A by Standard & Poor’s.
With proper planning, individuals, families, and businesses will be sheltered from economic hazards. AIRMI will consult with the client on ways to acquire wealth via personalized investment options.
Clients will receive information in a simple, clear, and organized manner with the highest level of expert financial advice and client confidentiality. AIRMI will provide a Client Needs Assessment designed to evaluate potential risk factors, insurance needs, and ultimate financial goals.
CLIENT ASSESSMENT PROCESS
- Gather Data
- Establish Goals
- Identify Opportunities/Problems
- Provide Alternative Solutions
- Select Appropriate Strategies
- Identify Costs
- Develop and Implement a Plan of Action
- Conduct an Annual Review
Services we offer:
PERSONAL PROTECTION
- Life Insurance
- Disability Income Insurance
- Long Term Care
- Healthcare Plans
- Education Funding
- College Planning
BUSINESS PLANNING
- Key Person Insurance
- Buy/Sell Funding
- Profit & Pension Sharing
- Deferred Compensation
- Split Dollar Plans
TAX STRATEGIES
- Reduction
- Deferral
ESTATE ANALYSIS*
- Estate Tax Projections
- Trust Funding
- Charitable Giving Programs
RETIREMENT PLANNING
- Pension and Profit Sharing
- 401(k) Plans
- IRA’s: SEP, SIMPLE, ROTH, Traditional and Education
* Clients should consult an estate planning attorney, tax attorney and/or CPA for specific advice on legal and tax matters.
Should you have questions or require additional information, please complete the questionnaire. Questionnaire Form
