Professional liability, also known as Errors & Omissions (E&O), is intended to provide coverage for specific services and professional guidance industries. This type of coverage helps provide protection should a customer claim they have suffered a loss due to an error or omissions from your service and/or professional guidance. E&O coverage can provide legal defense costs, should you be faced with a civil lawsuit and/or settlement cost.

​

When Businesses Need an E&O Policy

 

If one or more of the following could happen to your business you may need an E&O policy -  A customer makes a claim that you’ve violated a contract, didn’t perform correct scope of work, gave neglectful advice or made a mistake that caused loss of income for your client. 

​

Professional liability is an essential coverage for many businesses. Below are some top industries that typcially carry this coverage:

​

• Salons / Barber Shops

• Spas / Massage therapist

• Financial Advisors

• Veterinary / Pet Grooming

• Medical Practices

• Photographers

• Therapist / Counselor

• Real Estate Agents

• IT / Technology Consultants 

• Occupational or Physical Therapist

• Business Coaches

​